Financial Performance
5Y price score: 102
The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.
A score of 100 indicates that the stock did as well as the S&P 500 Index.
A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.
10Y return: 119%
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72.7
52-week range
97.7
Your model inputs
Your fair value & Margin of safety
To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.
Forecast:
Valuation
Free Cash Flow Yield
7.5 %
Dividend Yield TTM
2.2 %
Market cap $
$ 253,623
Price / Earnings TTM
11.7
Price / Book TTM
1.4
PEG TTM
0.7
Earnings growth and return
LTM
5YR
10YR
Total return (price & dividends)
1.9 %
86.2 %
119 %
Free cash flow per share growth
914.4 %
(1,290.4) %
(293.5) %
Earnings per share growth
12.7 %
1,441.5 %
53.4 %
Founded: 1,852
Employees: 215,367
Business Summary:
Q&A
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Latest Earnings Call Takeaways
2026 Q3 (Oct 13, 2026)
1) Strategy & Leadership
- CEO Charlie Scharf emphasized broad-based growth and higher returns, with a focus on investing in people, products, technology, and marketing for long-term success.
- The company is transitioning leadership in risk management, with Scott Powell set to take over as Chief Risk Officer from Derek Flowers, who is retiring early next year.
- Wells Fargo aims to achieve a return on tangible common equity (ROTCE) target of 17% to 18%, with current ROTCE at 16.3%.
2) Financial & Segment Results
- Earnings per share (EPS) increased by 13% YoY to $1.87; revenue grew 2% YoY, driven by strong performance across all operating segments.
- Key segment growth:
- Wealth and Investment Management: +12%
- Commercial Banking: +6%
- Consumer Banking and Lending: +5%
- Corporate and Investment Banking: +3%
- Average loans and deposits both rose 11% YoY, reflecting strong demand across commercial and consumer businesses.
- Net interest income increased by 5% YoY, with a stable net interest margin (NIM) expected to hold steady into Q4.
3) Operational Plans & Innovations
- Continued investment in technology, including AI tools for financial advisers and tokenized deposits for cross-border payments, enhancing customer service and operational efficiency.
- The company is expanding its commercial banking capabilities, adding over 130 business bankers in the past year, which has contributed to strong loan and deposit growth.
- Wells Fargo is focusing on improving its market share in investment banking, with M&A revenues up 30% and equity capital markets fees up 33% YoY.
4) Problems / Headwinds
- The company faces potential headwinds from persistent inflation and higher interest rates, which could impact consumer and commercial credit conditions.
- While credit performance remains strong, there are concerns about the impact of rising rates on commercial real estate valuations, although no significant stress has been observed yet.
- The markets segment experienced a slowdown in the latter part of the quarter, affecting overall revenue growth.
5) Guidance & Outlook / Investor Angle
- For Q4 2026, net interest income is expected to be around $13 billion, with stable NIM and continued loan and deposit growth anticipated.
- The company aims to maintain its efficiency ratio around 63% while managing expenses, with full-year noninterest expenses projected at approximately $55.7 billion.
- Investors are encouraged by the company's strong performance trajectory, with a focus on sustainable growth and returns.
Bottom line: Wells Fargo's Q3 2026 results reflect solid growth across all segments, strong credit performance, and strategic investments in technology and talent. While facing some macroeconomic headwinds, the company is well-positioned to achieve its ROTCE targets and deliver value to shareholders.
Annual Reports, Presentations And IR Contacts
Go to the websiteWells Fargo & Company — Financial Overview, Stock Price, Market Cap
Wells Fargo & Company is a company. Founded in 1852. As of October 19, 2026, the company's market capitalization is $253622880000 with a current stock price of $83.87.