Privacy Policy

1. Controller and Contact

IFT72 S.L. is the controller responsible for personal data processed through TopFunds, unless another party is clearly identified as controller for a specific processing activity.

You can contact us about privacy matters at [email protected].

2. Personal Data We Collect

The data we collect depends on how you use TopFunds.

• Account data, such as name, email address, authentication method, password hash, account settings, subscription status, and language preferences.
• Profile and community data, such as questions, answers, comments, notes, lists, forecasts, bookmarks, follows, likes, and other content you choose to submit.
• Payment and billing data, such as subscription plan, billing status, invoice identifiers, payment provider identifiers, and limited card metadata from payment processors.
• Usage and device data, such as IP address, browser type, device identifiers, pages viewed, feature usage, logs, error reports, and approximate location derived from technical data.
• Communications data, such as messages you send to support, feedback, requests, and related correspondence.

3. Sources of Personal Data

We collect personal data directly from you, automatically through your use of the service, and from third-party services you choose to use with TopFunds, such as payment processors, authentication providers, analytics providers, and data infrastructure providers.

4. How We Use Personal Data

We use personal data for the following purposes:

• To provide, maintain, secure, and improve TopFunds.
• To create and manage accounts, subscriptions, payments, invoices, and customer support.
• To personalize product features, saved settings, lists, notes, notifications, and user experience.
• To operate community features, moderate content, prevent abuse, and enforce our Terms of Service.
• To analyze usage, troubleshoot errors, improve performance, and develop new features.
• To send service messages, security notices, billing notices, and other operational communications.
• To comply with legal obligations and protect the rights, safety, and integrity of users, TopFunds, and third parties.

5. Legal Bases for Processing

Where the General Data Protection Regulation or similar laws apply, our legal bases may include performance of a contract, legitimate interests, consent, and compliance with legal obligations.

Examples of legitimate interests include securing the service, preventing fraud and abuse, improving the product, responding to support requests, and understanding how the service is used.

6. Cookies and Similar Technologies

TopFunds may use cookies, local storage, pixels, and similar technologies to keep you signed in, remember preferences, measure usage, support payments or authentication, improve performance, and protect the service.

Where required, we will ask for consent before using non-essential cookies or similar technologies. You can also control cookies through your browser settings.

7. Sharing Personal Data

We may share personal data with service providers and partners that help us operate TopFunds, such as hosting providers, payment processors, email providers, analytics providers, authentication providers, customer support tools, and security vendors.

We may also share information where required by law, to enforce our terms, to protect rights and safety, in connection with a business transfer, or with your consent.

We do not sell personal data in the ordinary meaning of that term.

8. International Transfers

Personal data may be processed in countries other than your country of residence. Where required, we use appropriate safeguards for international transfers, such as standard contractual clauses or other lawful transfer mechanisms.

9. Retention

We retain personal data for as long as needed to provide the service, maintain records, comply with legal obligations, resolve disputes, enforce agreements, protect security, and support legitimate business purposes.

Retention periods vary depending on the type of data, the purpose of processing, legal requirements, and whether you maintain an active account.

10. Security

We use technical and organizational measures designed to protect personal data. However, no system is perfectly secure, and we cannot guarantee absolute security.

11. Your Rights

Depending on your location, you may have rights to access, correct, delete, restrict, object to, or receive a copy of your personal data. You may also have the right to withdraw consent where processing is based on consent.

To exercise privacy rights, contact us at [email protected]. We may need to verify your identity before responding.

If you are in the European Economic Area or another jurisdiction with supervisory authorities, you may have the right to lodge a complaint with the relevant data protection authority.

12. Children

TopFunds is not intended for children under the age required to consent to online services in their country. We do not knowingly collect personal data from children.

13. Automated Decision-Making

TopFunds may provide automated calculations, analytics, rankings, alerts, and forecasts. These outputs are informational product features and should not be treated as decisions with legal or similarly significant effects.

14. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised last updated date.

15. Contact

Questions about this Privacy Policy may be sent to [email protected].