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U.S. Bancorp

NYSE: USB

Stock price

57.03 USD

(+0%) TODAY

Diversified BanksBanks - Diversified
Financials

all figures in US$ Millions except per share data

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Actual
10 year cagr
Help
Where available up to 10y CAGR shown for absolute numbers 10y Average marked A shown for relative numbers such as margins
Fiscal
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Average (A)
Fiscal period end dates
Expand all rows
01Earnings per share
Help
Earnings per share = Net Income / Number of Shares Outstanding
3.2
3.2
3.5
4.1
4.2
3.1
5.1
3.7
3.3
3.8
4.6
3.9%
02Free cash flow per share
5
3.1
3.8
6.4
3.1
2.5
6.6
14.2
5.5
7.2
5.1
0.3%
03Dividends per share
1
1.1
1.2
1.3
1.6
1.7
1.8
1.9
1.9
2
2
7.3%
04Dividends payout, %
34.3%
35.3%
35.6%
33.3%
39.7%
57.5%
36.3%
52.8%
61%
54.7%
46.2%
3%
PROFIT AND LOSS STATEMENT
05Revenue
21,195
22,424
23,663
25,775
27,325
25,241
23,714
27,401
40,624
42,712
42,861
7.3%
06% Change
-
-
-
-
-
-
-
-
-
-
-
7.3%
07Cost of revenue
(2,358)
(2,792)
(3,356)
(4,633)
(5,946)
(5,821)
(180)
(5,194)
(14,886)
(17,615)
(15,930)
21.1%
08Gross profit
18,837
19,632
20,307
21,142
21,379
19,420
23,894
22,207
25,738
25,097
26,931
3.6%
09% Margin
88.9%
87.6%
85.8%
82%
78.2%
76.9%
100.8%
81%
63.4%
58.8%
62.8%
78.8% A
10Operating expenses
(10,807)
(11,527)
(12,790)
(12,464)
(12,785)
(13,369)
(13,728)
(14,906)
(18,873)
(17,188)
(17,414)
4.9%
11% of Revenue
(51)%
(51.4)%
(54.1)%
(48.4)%
(46.8)%
(53)%
(57.9)%
(54.4)%
(46.5)%
(40.2)%
(40.6)%
(49.5)% A
12Operating Income
8,030
8,105
7,517
8,678
8,594
6,051
10,166
7,301
6,865
7,909
9,517
1.7%
13Income tax expense
(2,097)
(2,161)
(1,264)
(1,554)
(1,648)
(1,066)
(2,181)
(1,463)
(1,407)
(1,580)
(1,921)
(0.9)%
14Net Income
5,879
5,888
6,218
7,096
6,914
4,959
7,963
5,825
5,429
6,299
7,576
2.6%
15% Margin
27.7%
26.3%
26.3%
27.5%
25.3%
19.7%
33.6%
21.3%
13.4%
14.8%
17.7%
23% A
16Shares Outstanding
1,772
1,724
1,683
1,638
1,583
1,510
1,490
1,490
1,543
1,561
1,556
(1.3)%
17EPS Basic
3.2
3.3
3.5
4.2
4.2
3.1
5.1
3.7
3.3
3.8
4.6
3.8%
18EPS Diluted
3.2
3.2
3.5
4.1
4.2
3.1
5.1
3.7
3.3
3.8
4.6
3.9%
19EBITDA
8,511
8,575
7,985
9,145
9,096
6,578
10,663
7,861
7,883
8,848
10,291
1.9%
% Margin
40.2%
38.2%
33.7%
35.5%
33.3%
26.1%
45%
28.7%
19.4%
20.7%
24%
31.3% A
20Net Interest Income (expense)
11,151
11,666
12,380
12,919
13,052
12,825
12,494
14,728
17,396
16,289
16,649
4.1%
21Net Debt / EBITDA
5.8
3.7
3.7
3.7
4.6
(1.4)
1.4
2.2
0.7
1.9
3
2.7 A
BALANCE SHEET
ASSETS
Current Assets
22Cash & equivalents
11,147
15,705
19,505
21,453
22,405
62,580
28,905
53,542
61,192
56,502
46,890
15.5%
23Short-term investments
60,979
65,529
67,448
64,058
122,344
136,438
132,406
72,052
69,368
86,364
90,841
4.1%
24Accounts receivable
10,518
11,774
13,591
14,141
14,185
13,706
12,367
10,081
8,340
8,270
-
(2.6)%
25Other current assets
-
-
-
-
-
-
-
-
-
-
-
-
26Inventory
-
-
-
-
-
-
-
-
-
-
-
-
27Total Current Assets
82,644
93,008
100,544
99,652
158,934
212,724
173,678
135,675
138,900
151,136
137,731
5.2%
Non-Current Assets
28Net property, plant & equipment
2,513
2,443
2,432
2,457
3,702
3,468
3,305
3,858
3,623
3,565
3,768
4.1%
29Long-term investments
293,242
305,437
310,832
316,802
283,475
285,448
343,570
462,136
444,362
444,494
454,181
4.5%
30Other non-current assets
43,454
45,076
48,232
48,463
49,315
52,265
52,731
73,136
76,606
79,123
96,665
8.3%
31Total Non-Current Assets
339,209
352,956
361,496
367,722
336,492
341,181
399,606
539,130
524,591
527,182
554,614
5%
Total Assets
421,853
445,964
462,040
467,374
495,426
553,905
573,284
674,805
663,491
678,318
692,345
5.1%
LIABILITIES
Current Liabilities
32Accounts payable
-
-
-
-
-
-
-
-
-
-
-
-
33Short-term debt
27,877
13,963
16,651
14,139
23,723
11,766
11,796
31,216
15,279
15,518
17,162
(4.7)%
34Other current liabilities
300,400
334,590
347,215
345,475
361,916
429,770
456,083
524,976
512,312
518,309
522,216
5.7%
35Total Current Liabilities
328,277
348,553
363,866
359,614
385,639
441,536
467,879
556,192
527,591
533,827
539,378
5.1%
Non-Current Liabilities
36Long-term debt
33,037
33,323
32,259
41,340
40,167
41,297
32,125
39,829
51,480
58,002
60,764
6.3%
37Other non-current liabilities
13,722
16,155
16,249
14,763
17,137
17,347
17,893
27,552
28,649
27,449
26,552
6.8%
38Total Non-Current Liabilities
46,759
49,478
48,508
56,103
57,304
58,644
50,018
67,381
80,129
85,451
87,316
6.4%
39Total Liabilities
375,036
398,031
412,374
415,717
442,943
500,180
517,897
623,573
607,720
619,278
626,694
5.3%
SHAREHOLDERS` EQUITY
40Common stock
21
21
21
21
21
21
21
21
21
21
21
-
41Retained earnings / (deficit)
46,377
50,151
54,142
59,065
63,186
64,188
69,201
71,901
74,026
76,863
80,906
5.7%
42Accumulated other comprehensive income / (loss)
(1,019)
(1,535)
(1,404)
(2,322)
(1,373)
322
(1,943)
(11,407)
(10,096)
(9,764)
(6,987)
21.2%
43Noncontrolling interests
686
635
626
628
630
630
469
466
465
462
458
(4)%
44Total shareholders' equity
46,817
47,933
49,666
51,657
52,483
53,725
55,387
51,232
55,771
59,040
65,651
3.4%
45Total Liabilities and shareholders' Equity
421,853
445,964
462,040
467,374
495,426
553,905
573,284
674,805
663,491
678,318
692,345
5.1%
46Total Debt
60,914
47,286
48,910
55,479
63,890
53,063
43,921
71,045
66,759
73,520
77,926
2.5%
47Net Debt
49,767
31,581
29,405
34,026
41,485
(9,517)
15,016
17,503
5,567
17,018
31,036
(4.6)%
CASH FLOW STATEMENT
CASH FLOWS FROM OPERATING ACTIVITIES
48Net income (loss)
5,879
5,888
6,218
7,096
6,914
4,959
7,963
5,825
5,429
6,299
7,576
2.6%
49Depreciation & amortization
481
470
468
467
502
527
497
560
1,018
939
875
6.2%
50Share-based compensation expense
-
-
-
-
-
-
-
-
-
-
-
-
51Changes in working capital and other assets
2,422
(1,022)
(214)
3,001
(2,527)
(1,770)
1,410
14,734
2,000
4,035
(481)
-
52Net cash flows from operating activities
8,782
5,336
6,472
10,564
4,889
3,716
9,870
21,119
8,447
11,273
7,970
(1)%
CASH FLOWS FROM INVESTING ACTIVITIES
53Purchases of property, plant and equipment
-
-
-
-
-
-
-
-
-
-
-
-
54Purchases of investments / marketable securities
(29,736)
(38,855)
(27,572)
(19,870)
(40,515)
(68,662)
(100,133)
(31,683)
(9,274)
(36,132)
(25,802)
(1.4)%
55Proceeds from maturities of marketable securities
24,652
34,235
24,432
19,430
31,843
56,235
58,367
57,077
23,687
25,292
21,039
(1.6)%
56Other investing activities
(16,066)
(13,338)
(8,986)
(8,537)
(12,888)
(3,013)
(15,721)
(17,894)
4,512
(13,694)
(15,775)
(0.2)%
57Net cash flows from investing activities
(21,150)
(17,958)
(12,126)
(8,977)
(21,560)
(15,440)
(57,487)
7,500
18,925
(24,534)
(20,538)
(0.3)%
CASH FLOWS FROM FINANCING ACTIVITIES
58Issuance (repurchases) of common stock, net
(1,895)
(2,201)
(2,564)
(2,736)
(4,437)
(1,657)
(541)
(711)
889
(141)
(444)
(13.5)%
59Dividends paid, net
(2,019)
(2,077)
(2,212)
(2,366)
(2,745)
(2,852)
(2,887)
(3,075)
(3,311)
(3,448)
(3,502)
5.7%
60Debt issuance (repayments), net
(2,260)
(12,694)
1,605
6,638
8,364
(11,932)
(8,776)
17,019
(5,009)
6,214
2,952
-
61Other financing activities
19,035
34,152
12,625
(1,175)
16,441
68,340
26,146
(17,215)
(12,291)
5,946
3,244
(16.2)%
62Net cash flows from financing activities
12,861
17,180
9,454
361
17,623
51,899
13,942
(3,982)
(19,722)
8,571
2,250
(16)%
63Increase (decrease) in cash and cash equivalents
493
4,558
3,800
1,948
952
40,175
(33,675)
24,637
7,650
(4,690)
(9,612)
-
64Cash and equivalents, ending balance
11,147
15,705
19,505
21,453
22,405
62,580
28,905
53,542
61,192
56,502
46,890
15.5%
65Free Cash Flow to the Firm (FCFF)
Help
Free Cash Flow to the Firm = Cash Flows from Operating Activities - Capital Expenditures
8,782
5,336
6,472
10,564
4,889
3,716
9,870
21,119
8,447
11,273
7,970
(1)%

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