TopFunds

Synchrony Financial

NYSE: SYF

Stock price

75.04 USD

(+54.91%) 5 years

Consumer FinanceFinancial - Credit Services

Insider Transactions

5Y price score: 75
Help

The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

5Y return: +54.91%
DATE RANGE:
USD PER SHARE

  • Stock price
  • Sales
  • Purchases
  • Stock awards

Transaction History

Trade log
DateActionSharesPriceShare ValueHoldingNameTitleSource
17-aug.-26Award18280.814,69750,691Casellas Albertoofficer: See remarkslink
17-aug.-26Award1--186Casellas Albertoofficer: See remarkslink
17-aug.-26Award7080.85,65316,480Owens Darrellofficer: See remarkslink
17-aug.-26Award4980.83,95719,949Tiliakos Amyofficer: See remarkslink
17-aug.-26Award15680.812,59740,855GUTHRIE ROY Adirectorlink
17-aug.-26Award1480.81,13117,929Chytil Kamila Kdirectorlink
17-aug.-26Award1,00180.880,831828,886DOUBLES BRIAN Ddirector, officer: See remarkslink
17-aug.-26Award13880.811,14451,824Richie Laureldirectorlink
17-aug.-26Award1080.8807.52,352ELLINGER DEBORAH Gdirectorlink
17-aug.-26Award21880.817,604132,875MOTHNER JONATHAN Sofficer: See remarkslink

63.0

52-week range

88.7

75.04

Your model inputs

Required return / cost of capital
%
FCFF terminal growth rate
%

Your fair value & Margin of safety

To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

Forecast:

Set price notification

Valuation

Free Cash Flow Yield

Help
FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

36.5 %

Dividend Yield TTM

1.7 %

Market cap $

$ 24,416

Price / Earnings TTM

Help
P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

7.7

Price / Book TTM

1.5

PEG TTM

Help
Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

0.9

Earnings growth and return

LTM

5YR

10YR

Total return (price & dividends)

(0.4) %

65 %

209.2 %

Free cash flow per share growth

7.3 %

117.2 %

271.9 %

Earnings per share growth

3.6 %

309.3 %

250.6 %

Dividends

Previous dividend:0.34 per share, Paid, Ex-div date Aug 05, 2026

Analyst ratings

Price Target Low

80

Price Target High

104

Price Target Median

87.5

Buy

25

Hold

15

Sell

1

Financials

all figures in USD Millions except per share data

Periods:

View:

Forecast:

Help

Averages

based on historical growth rates (CAGR) and average margins for last 10 or max, available and up to 10 years.

Analysts

Average Revenue and Net Income forecast estimates from analysts who cover the stock.

Custom

you can edit default forecast based on averages or analysts consensus and use it to calculate fair value based on your assumptions.

ㅤ

Actual
10 year gagr
Estimated
Projected
Fiscal
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Average (A)
2026
2027
2028
2029
2030
Terminal
FISCAL PERIOD END DATES
SHOW FORECAST VS ACTUAL
01Earnings per share
Help
Diluted EPSLearn more
2.7
2.7
2.4
3.7
5.6
2.3
7.3
6.2
5.2
8.6
9.3
13.4%
12
13.8
15.9
18.4
21.1
23.7
02FCF per share
7.4
8.2
11.1
12.5
13.3
12.7
12.5
13.8
20.3
24.6
27.5
14%
-
-
-
-
-
-
03Dividends per share
Help
Adjusted for splitsLearn more
-
0.3
0.6
0.7
0.9
0.9
0.9
0.9
1
1
1.2
18%
-
-
-
-
-
-
04Dividends payout, %
-
9.5%
23.1%
19.1%
15.5%
40.6%
12.8%
15.8%
20%
13.4%
14.4%
4.7%
-
-
-
-
-
-
05Revenue
$ 10,882
$ 12,220
$ 13,758
$ 15,154
$ 15,603
$ 12,827
$ 11,224
$ 13,195
$ 17,338
$ 20,759
$ 19,116
5.8%
$ 20,224
$ 21,396
$ 22,636
$ 23,948
$ 25,336
$ 26,096
06ㅤ% Change
-
12.3%
12.6%
10.2%
3%
(17.8)%
(12.5)%
17.6%
31.4%
19.7%
(7.9)%
5.8%
5.8%
5.8%
5.8%
5.8%
5.8%
5.8%
07Net Income
2,214
2,251
1,935
2,790
3,747
1,385
4,221
3,016
2,238
3,499
3,552
4.8%
3,950
4,179
4,422
4,678
4,949
5,097
08ㅤ% Margin
20.4%
18.4%
14.1%
18.4%
24%
10.8%
37.6%
22.9%
12.9%
16.9%
18.6%
19.5% A
19.5%
19.5%
19.5%
19.5%
19.5%
19.5%
09CFO
6,184
6,823
8,916
9,342
8,990
7,487
7,099
6,694
8,593
9,848
9,851
4.8%
11,355
12,013
12,710
13,446
14,226
14,652
10ㅤ% Of revenue
56.8%
55.8%
64.8%
61.7%
57.6%
58.4%
63.3%
50.7%
49.6%
47.4%
51.5%
56.2% A
56.2%
56.2%
56.2%
56.2%
56.2%
56.2%
11CAPEX
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
12ㅤ% Change
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
13FCFF
Help
Free Cash Flow to the Firm = Cash Flows from Operating Activities (09) – Capital Expenditures (11)Learn more
6,184
6,823
8,916
9,342
8,990
7,487
7,099
6,694
8,593
9,848
9,851
4.8%
-
-
-
-
-
-
14Total assets
83,990
90,207
95,808
106,792
104,826
95,948
95,748
104,564
117,479
119,463
119,095
3.6%
123,328
127,711
132,249
136,949
141,816
146,857
15ㅤ% Change
-
7.4%
6.2%
11.5%
(1.8)%
(8.5)%
(0.2)%
9.2%
12.4%
1.7%
(0.3)%
3.6%
3.6%
3.6%
3.6%
3.6%
3.6%
3.6%
16Total liabilities
71,386
76,011
81,574
92,114
89,738
83,247
82,093
91,691
103,576
102,883
102,329
3.7%
105,966
109,732
113,631
117,670
121,852
126,182
17ㅤ% Of assets
85%
84.3%
85.1%
86.3%
85.6%
86.8%
85.7%
87.7%
88.2%
86.1%
85.9%
85.9% A
85.9%
85.9%
85.9%
85.9%
85.9%
85.9%
18Shareholders Equity
12,604
14,196
14,234
14,678
15,088
12,701
13,655
12,873
13,903
16,580
16,766
2.9%
17,362
17,979
18,618
19,280
19,965
20,674
19Net Debt
11,954
10,826
9,197
14,600
7,719
4,251
6,170
3,897
1,723
751
209
(33.3)%
-
-
-
-
-
-
20Shares Outstanding
Help
Diluted Weighted-average Shares OutstandingLearn more
835,500
831,500
799,700
746,900
673,500
590,800
569,300
483,400
423,500
400,600
357,843
(8.1)%
328,751
302,024
277,470
254,912
234,189
215,149
21ㅤ% Change
-
(0.5)%
(3.8)%
(6.6)%
(9.8)%
(12.3)%
(3.6)%
(15.1)%
(12.4)%
(5.4)%
(10.7)%
(8.1)%
(8.1)%
(8.1)%
(8.1)%
(8.1)%
(8.1)%
(8.1)%
22ROA
2.6%
2.5%
2%
2.6%
3.6%
1.4%
4.4%
2.9%
1.9%
2.9%
3%
-
3.2%
3.3%
3.3%
3.4%
3.5%
3.5%
23ROE
17.6%
15.9%
13.6%
19%
24.8%
10.9%
30.9%
23.4%
16.1%
21.1%
21.2%
-
22.8%
23.3%
23.8%
24.3%
24.8%
24.7%
24Interest coverage
3.1
2.9
2.4
1.9
2.1
1.1
5.3
2.6
0.8
1
1.1
-
-
-
-
-
-
-
25Dividend Yield
-
0.7%
1.5%
3.1%
2.4%
2.8%
2.1%
3%
2.8%
1.8%
1.7%
-
-
-
-
-
-
-
26P/E Ratio
11.4
13.4
15.9
6.2
6.4
15.2
6.3
5.3
7.3
7.5
8.9
-
-
-
-
-
-
-
27Stock price range
29-36
23-37
26-39
22-40
24-38
13-36
34-52
28-49
27-38
36-69
44-86
-
-
-
-
-
-
-
28Market Cap
Help
End of Period Market CapLearn more
25,356
30,075
30,718
17,414
24,134
20,444
26,192
15,786
16,086
25,773
29,855
1.7%
-
-
-
-
-
-
29FCF Yield
24.4%
22.7%
29%
53.7%
37.3%
36.6%
27.1%
42.4%
53.4%
38.2%
33%
3.1%
-
-
-
-
-
-
30Average stock price
32.3
30.3
32.7
31.2
30.9
24.6
43
38.5
32.6
52.2
64.9
7.3%
-
-
-
-
-
-
31 CEO
BD
Brian D. Doubles