TopFunds

Regions Financial Corporation

NYSE: RF

Stock price

27.07 USD

(+0%) TODAY

Regional BanksBanks - Regional
Financials

all figures in US$ Millions except per share data

Sections:

Periods:

View:

Format:

Actual
10 year cagr
Help
Where available up to 10y CAGR shown for absolute numbers 10y Average marked A shown for relative numbers such as margins
Fiscal
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Average (A)
Fiscal period end dates
Expand all rows
01Earnings per share
Help
Earnings per share = Net Income / Number of Shares Outstanding
0.8
0.9
1
1.5
1.5
1
2.5
2.3
2.1
1.9
2.3
11.8%
02Free cash flow per share
0.9
1.6
1.9
2
2.6
2.4
3.1
3
2.3
1.6
2.4
10.3%
03Dividends per share
0.2
0.3
0.3
0.5
0.6
0.6
0.7
0.7
0.9
1
1
16.2%
04Dividends payout, %
34.7%
32.8%
32.5%
29.3%
41.5%
63.8%
28.4%
33.9%
42.7%
52.5%
46.5%
3%
PROFIT AND LOSS STATEMENT
05Revenue
5,674
5,822
5,933
6,361
6,696
6,643
6,603
7,481
9,153
9,373
9,608
5.4%
06% Change
-
-
-
-
-
-
-
-
-
-
-
5.4%
07Cost of revenue
(496)
(592)
(507)
(829)
(1,232)
(1,698)
(357)
(587)
(2,130)
(2,777)
(2,437)
17.3%
08Gross profit
5,178
5,230
5,426
5,532
5,464
4,945
6,960
6,894
7,023
6,596
7,171
3.3%
09% Margin
91.3%
89.8%
91.5%
87%
81.6%
74.4%
105.4%
92.2%
76.7%
70.4%
74.6%
85% A
10Operating expenses
(3,648)
(3,566)
(3,566)
(3,577)
(3,479)
(3,631)
(3,745)
(4,018)
(4,416)
(4,242)
(4,428)
2%
11% of Revenue
(64.3)%
(61.3)%
(60.1)%
(56.2)%
(52)%
(54.7)%
(56.7)%
(53.7)%
(48.3)%
(45.3)%
(46.1)%
(54.4)% A
12Operating Income
1,530
1,664
1,860
1,955
1,985
1,314
3,215
2,876
2,607
2,354
2,743
6%
13Income tax expense
(455)
(510)
(619)
(387)
(403)
(220)
(694)
(631)
(533)
(461)
(587)
2.6%
14Net Income
1,062
1,163
1,263
1,759
1,582
1,094
2,521
2,245
2,074
1,893
2,156
7.3%
15% Margin
18.7%
20%
21.3%
27.7%
23.6%
16.5%
38.2%
30%
22.7%
20.2%
22.4%
23.8% A
16Shares Outstanding
1,334
1,261
1,198
1,102
999
962
963
942
938
918
880
(4.1)%
17EPS Basic
0.8
0.9
1
1.6
1.5
1
2.5
2.3
2.1
1.9
2.3
11.9%
18EPS Diluted
0.8
0.9
1
1.5
1.5
1
2.5
2.3
2.1
1.9
2.3
11.8%
19EBITDA
2,053
2,238
2,397
2,417
2,411
1,735
3,586
3,229
2,843
2,498
2,805
3.2%
% Margin
36.2%
38.4%
40.4%
38%
36%
26.1%
54.3%
43.2%
31.1%
26.7%
29.2%
36.3% A
20Net Interest Income (expense)
3,335
3,501
3,614
3,735
3,745
3,894
3,914
4,786
5,320
4,818
4,991
4.1%
21Net Debt / EBITDA
1.5
1
2
4.3
2.4
(8.3)
(7.5)
(2.8)
(1.6)
(1.7)
(2.1)
(1.2) A
BALANCE SHEET
ASSETS
Current Assets
22Cash & equivalents
5,314
5,436
3,911
3,538
4,114
17,956
29,411
11,227
6,801
10,712
10,907
7.5%
23Short-term investments
22,853
23,920
23,403
22,729
22,606
27,154
28,481
27,933
28,104
23,443
27,560
1.9%
24Accounts receivable
319
319
337
375
362
346
319
511
614
572
571
6%
25Other current assets
-
-
-
-
-
-
-
-
-
-
511
-
26Inventory
-
-
-
-
-
-
-
-
-
-
-
-
27Total Current Assets
28,486
29,675
27,910
26,642
27,082
45,456
58,211
39,671
35,519
34,727
39,549
3.3%
Non-Current Assets
28Net property, plant & equipment
2,152
2,096
2,064
2,045
1,960
1,897
1,814
1,718
1,642
1,673
1,659
(2.6)%
29Long-term investments
84,102
82,728
82,721
86,657
85,581
87,343
89,394
98,008
99,374
104,532
5,606
(23.7)%
30Other non-current assets
11,310
11,469
11,599
10,344
11,617
12,693
13,519
15,823
15,659
16,370
99,954
24.4%
31Total Non-Current Assets
97,564
96,293
96,384
99,046
99,158
101,933
104,727
115,549
116,675
122,575
107,219
1%
Total Assets
126,050
125,968
124,294
125,688
126,240
147,389
162,938
155,220
152,194
157,302
159,553
2.4%
LIABILITIES
Current Liabilities
32Accounts payable
-
-
-
-
-
-
-
-
-
-
-
-
33Short-term debt
10
-
500
1,600
2,050
-
-
-
-
500
750
54%
34Other current liabilities
98,430
99,035
96,889
94,491
97,475
122,479
139,072
131,743
127,788
127,603
131,128
2.9%
35Total Current Liabilities
98,440
99,035
97,389
96,091
99,525
122,479
139,072
131,743
127,788
128,103
131,878
3%
Non-Current Liabilities
36Long-term debt
8,349
7,763
8,132
12,424
7,879
3,569
2,407
2,284
2,330
5,993
4,134
(6.8)%
37Other non-current liabilities
2,417
2,506
2,581
2,083
2,541
3,230
3,133
5,242
4,583
5,296
-
9.1%
38Total Non-Current Liabilities
10,766
10,269
10,713
14,507
10,420
6,799
5,540
7,526
6,913
11,289
4,134
(9.1)%
39Total Liabilities
109,206
109,304
108,102
110,598
109,945
129,278
144,612
139,269
134,701
139,392
140,450
2.6%
SHAREHOLDERS` EQUITY
40Common stock
13
13
12
11
10
10
10
10
10
9
9
(3.6)%
41Retained earnings / (deficit)
(115)
666
1,628
2,828
3,751
3,770
5,550
7,004
8,186
9,060
10,205
-
42Accumulated other comprehensive income / (loss)
(380)
(550)
(749)
(964)
(90)
1,315
289
(3,343)
(2,812)
(2,928)
(1,535)
15%
43Noncontrolling interests
-
-
-
-
-
-
-
4
64
31
60
146.6%
44Total shareholders' equity
16,844
16,664
16,192
15,090
16,295
18,111
18,326
15,951
17,493
17,910
19,103
1.3%
45Total Liabilities and shareholders' Equity
126,050
125,968
124,294
125,688
126,240
147,389
162,938
155,220
152,194
157,302
159,553
2.4%
46Total Debt
8,359
7,763
8,632
14,024
9,929
3,569
2,407
2,284
2,330
6,493
4,884
(5.2)%
47Net Debt
3,045
2,327
4,721
10,486
5,815
(14,387)
(27,004)
(8,943)
(4,471)
(4,219)
(6,023)
-
CASH FLOW STATEMENT
CASH FLOWS FROM OPERATING ACTIVITIES
48Net income (loss)
1,062
1,163
1,263
1,759
1,582
1,094
2,521
2,245
2,074
1,893
2,156
7.3%
49Depreciation & amortization
523
574
537
462
426
421
371
353
236
144
84
(16.7)%
50Share-based compensation expense
-
-
-
-
-
-
-
-
-
-
-
-
51Changes in working capital and other assets
14
300
497
54
573
809
138
504
(2)
(439)
(59)
-
52Net cash flows from operating activities
1,599
2,037
2,297
2,275
2,581
2,324
3,030
3,102
2,308
1,598
2,181
3.2%
CASH FLOWS FROM INVESTING ACTIVITIES
53Purchases of property, plant and equipment
(369)
(64)
(150)
(71)
(24)
(59)
(72)
(288)
(157)
(146)
(180)
(6.9)%
54Purchases of investments / marketable securities
(7,819)
(7,563)
(4,898)
(3,410)
(8,102)
(8,956)
(8,360)
(8,991)
(2,610)
(9,612)
(7,262)
(0.7)%
55Proceeds from maturities of marketable securities
7,257
6,587
4,586
3,811
9,052
5,434
6,153
5,840
3,047
8,331
5,306
(3.1)%
56Other investing activities
(5,193)
340
(339)
(3,375)
(417)
(1,272)
(586)
(9,502)
(1,887)
1,165
718
-
57Net cash flows from investing activities
(6,124)
(700)
(801)
(3,045)
509
(4,853)
(2,865)
(12,941)
(1,607)
(262)
(1,418)
(13.6)%
CASH FLOWS FROM FINANCING ACTIVITIES
58Issuance (repurchases) of common stock, net
(623)
(839)
(1,275)
(2,122)
(1,101)
-
(577)
(230)
(252)
(359)
(1,417)
8.6%
59Dividends paid, net
(368)
(381)
(410)
(516)
(656)
(698)
(716)
(762)
(885)
(994)
(1,003)
10.6%
60Debt issuance (repayments), net
2,611
(569)
894
5,399
(4,202)
(8,270)
(1,234)
-
-
4,140
(1,650)
-
61Other financing activities
4,215
589
(2,175)
(2,434)
3,445
25,339
13,817
(7,353)
(3,990)
(212)
3,502
(1.8)%
62Net cash flows from financing activities
5,835
(1,200)
(2,966)
327
(2,514)
16,371
11,290
(8,345)
(5,127)
2,575
(568)
-
63Increase (decrease) in cash and cash equivalents
1,310
137
(1,470)
(443)
576
13,842
11,455
(18,184)
(4,426)
3,911
195
(17.3)%
64Cash and equivalents, ending balance
5,314
5,451
3,981
3,538
4,114
17,956
29,411
11,227
6,801
10,712
10,907
7.5%
65Free Cash Flow to the Firm (FCFF)
Help
Free Cash Flow to the Firm = Cash Flows from Operating Activities - Capital Expenditures
1,230
1,973
2,147
2,204
2,557
2,265
2,958
2,814
2,151
1,452
2,001
5%

Annual Reports, Presentations And IR Contacts

Go to the website
Annual report links (10K)
2025202420232022202120202019201820172016

Regions Financial Corporation (RF) financial statements and performance

Explore Regions Financial Corporation (RF) annual and quarterly financial statements, including revenue, operating income, net income, cash flow, assets, liabilities, and per-share metrics.

Compare reporting periods and financial trends to evaluate profitability, balance-sheet strength, cash generation, and long-term business performance.