MetLife

NYSE: MET

Stock price

97.47 USD

(+0%) TODAY

Financial Performance

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5Y price score: 75

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The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

10Y return: 227.1%

DATE RANGE:

US$ Per
Share

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67.3

52-week range

100.9

97.47

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Required return / cost of capital
%
FCFF terminal growth rate
%

Your fair value & Margin of safety

To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

Forecast:

Valuation

Free Cash Flow Yield

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FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

29.8 %

Dividend Yield TTM

2.4 %

Market cap $

$ 62,716

Price / Earnings TTM

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P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

18.7

Price / Book TTM

2.3

PEG TTM

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Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

(1)

Earnings growth and return

LTM

5YR

10YR

Total return (price & dividends)

28.9 %

72.5 %

227.1 %

Free cash flow per share growth

28.1 %

116.1 %

130.2 %

Earnings per share growth

(19.2) %

(15.5) %

5 %

Founded: 1,868

Employees: 45,000

Business Summary:MetLife, Inc. operates as a leading global financial services entity, delivering an extensive array of services encompassing insurance, annuities, employee benefits, and asset management. The company manages its operations through five primary divisions: the U.S., Asia, Latin America, Europe, the Middle East and Africa (EMEA), and MetLife Holdings. Its broad insurance offerings include life, dental, group short-term and long-term disability, individual disability, pet, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans. MetLife also supports employers with administrative services-only (ASO) arrangements. Furthermore, it provides sophisticated financial instruments such as general and separate account contracts, synthetic guaranteed interest contracts, and private floating rate funding agreements. The company facilitates pension risk transfers, offers institutional income annuities, structures settlements, and delivers capital markets investment products. Specialized life insurance products and funding agreements are also available for post-retirement benefits, alongside company, bank, or trust-owned life insurance used to finance non-qualified executive benefit programs. In addition, MetLife offers a variety of annuity options including fixed, indexed-linked, and variable, alongside pension and regular savings products. Its life insurance portfolio features whole life, term life, endowments, universal and variable life, and group life policies. The company also provides longevity reinsurance solutions, credit insurance products, and protection for long-term healthcare services. MetLife, Inc. was founded in 1863 and is headquartered in New York City.

Fair Value Reference Estimate

Latest Earnings Call Takeaways

2026 Q2 (Aug 6, 2026)

1) Strategy & Leadership
- MetLife's New Frontier strategy is effectively driving growth, leveraging two complementary earnings engines: capital light and capital driven.
- The company reported strong performance across all business segments, with adjusted earnings of approximately $1.6 billion, a 15% increase YoY.
- MetLife continues to focus on disciplined capital management, returning over $2.4 billion to shareholders year-to-date through buybacks and dividends.

2) Financial & Segment Results
- Adjusted earnings per share rose 20% to $2.43, with a return on equity of 17%, at the top end of the target range.
- Key segment performances include:
- Group Benefits: Adjusted earnings of $503 million, up 25% YoY, driven by favorable life underwriting and strong sales growth.
- Retirement and Income Solutions (RIS): Adjusted earnings of $377 million, up 2% YoY, with PFOs excluding pension risk transfers increasing 19%.
- Asia: Adjusted earnings of $420 million, a 21% increase, with sales up 17% on a constant currency basis.
- Latin America: Adjusted earnings of $268 million, up 15% YoY, with sales rising 9%.
- EMEA: Adjusted earnings of $108 million, up 8% YoY, with sales increasing 15%.
- MetLife Investment Management (MIM): Adjusted earnings of $57 million, up 6%.

3) Problems / Headwinds
- The company faces potential normalization in mortality ratios, particularly in Group Life, which may impact future underwriting results.
- RIS reported a total investment spread of 97 basis points, below guidance, primarily due to weaker private equity returns.
- The PRT market remains lumpy, with a lighter first half of 2026 compared to a record 2025, but a stronger pipeline is anticipated for the second half.

4) Operational or Product Plans
- MetLife is integrating AI to enhance productivity and customer experience, with expectations for significant long-term benefits.
- The company is exploring inorganic growth opportunities, particularly in asset management and group benefits, while remaining disciplined in capital deployment.
- Continued focus on product innovation, particularly in Asia, with strong sales momentum and a balanced mix of U.S. dollar and yen products.

5) Guidance & Outlook / Investor Angle
- MetLife maintains a positive outlook, expecting to meet or exceed financial commitments for the year.
- The company has a new $3 billion share repurchase authorization, reflecting confidence in its capital generation and long-term prospects.
- The management is optimistic about growth opportunities across all segments, particularly in the context of favorable demographics and market conditions.

Bottom line: MetLife's strong Q2 results and strategic execution under the New Frontier initiative demonstrate resilience and growth potential, making it an attractive investment for shareholders, despite some normalization risks in mortality and market headwinds.

Annual Reports, Presentations And IR Contacts

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MetLife — Financial Overview, Stock Price, Market Cap

MetLife is a company. Founded in 1868. As of August 14, 2026, the company's market capitalization is $62715782849 with a current stock price of $97.47.