TopFunds

Citizens Financial Group

NYSE: CFG

Stock price

67.04 USD

(+53.48%) 5 years

Regional BanksBanks - Regional

Insider Transactions

5Y price score: 73
Help

The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

5Y return: +53.48%
DATE RANGE:
USD PER SHARE

  • Stock price
  • Sales
  • Purchases
  • Stock awards

Transaction History

Trade log
DateActionSharesPriceShare ValueHoldingNameTitleSource
13-aug.-26Award269--52,933Cumming Christine Mdirectorlink
13-aug.-26Award134--66,456SIEKERKA MICHELE Ndirectorlink
13-aug.-26Award208--33,782Leary Robert Gdirectorlink
13-aug.-26Award246--39,909KELLY EDWARD J IIIdirectorlink
13-aug.-26Award162--26,289Swift Christopherdirectorlink
13-aug.-26Award269--58,062ZURAITIS MARITAdirectorlink
13-aug.-26Award47--7,654Wade Claude E.directorlink
13-aug.-26Award246--39,909Lillis Terrancedirectorlink
13-aug.-26Award162--26,289Alexander Leedirectorlink
13-aug.-26Award78--12,716Atkinson Tracy Adirectorlink

47.9

52-week range

75.3

67.04

Your model inputs

Required return / cost of capital
%
FCFF terminal growth rate
%

Your fair value & Margin of safety

To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

Forecast:

Set price notification

Valuation

Free Cash Flow Yield

Help
FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

8.1 %

Dividend Yield TTM

2.7 %

Market cap $

$ 28,350

Price / Earnings TTM

Help
P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

14.6

Price / Book TTM

1.1

PEG TTM

Help
Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

0.5

Earnings growth and return

LTM

5YR

10YR

Total return (price & dividends)

28.2 %

72.4 %

233.2 %

Free cash flow per share growth

(15.4) %

28,711.2 %

170.7 %

Earnings per share growth

41.3 %

73.9 %

149 %

Dividends

Previous dividend:0.46 per share, Paid, Ex-div date Jul 30, 2026

Analyst ratings

Price Target Low

70

Price Target High

90

Price Target Median

80

Buy

30

Hold

7

Sell

1

Financials

all figures in USD Millions except per share data

Periods:

View:

Forecast:

Help

Averages

based on historical growth rates (CAGR) and average margins for last 10 or max, available and up to 10 years.

Analysts

Average Revenue and Net Income forecast estimates from analysts who cover the stock.

Custom

you can edit default forecast based on averages or analysts consensus and use it to calculate fair value based on your assumptions.

ㅤ

Actual
10 year gagr
Estimated
Projected
Fiscal
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Average (A)
2026
2027
2028
2029
2030
Terminal
FISCAL PERIOD END DATES
SHOW FORECAST VS ACTUAL
01Earnings per share
Help
Diluted EPSLearn more
1.6
2
3.3
3.5
3.8
2.2
5.2
4.1
3.1
3
3.9
9.6%
5.6
6.1
6.7
7.4
8.2
8.6
02FCF per share
1.7
2.3
2.9
3.2
3.6
-
5
8.4
5.9
4.1
4.7
10.5%
6.4
7
7.8
8.6
9.6
10.1
03Dividends per share
Help
Adjusted for splitsLearn more
0.4
0.5
0.6
1
1.4
1.6
1.6
1.6
1.7
1.7
1.7
15.7%
-
-
-
-
-
-
04Dividends payout, %
26.3%
24.4%
20.3%
28.2%
38.1%
72.9%
33.8%
43%
57.7%
59.8%
48.5%
6.3%
-
-
-
-
-
-
05Revenue
$ 5,276
$ 5,763
$ 6,454
$ 7,354
$ 8,066
$ 7,676
$ 6,986
$ 9,069
$ 12,187
$ 12,347
$ 11,148
7.8%
$ 12,014
$ 12,947
$ 13,953
$ 15,037
$ 16,205
$ 16,691
06ㅤ% Change
-
9.2%
12%
13.9%
9.7%
(4.8)%
(9)%
29.8%
34.4%
1.3%
(9.7)%
7.8%
7.8%
7.8%
7.8%
7.8%
7.8%
7.8%
07Net Income
840
1,045
1,652
1,721
1,791
1,057
2,319
2,073
1,608
1,509
1,831
8.1%
2,369
2,553
2,752
2,965
3,196
3,292
08ㅤ% Margin
15.9%
18.1%
25.6%
23.4%
22.2%
13.8%
33.2%
22.9%
13.2%
12.2%
16.4%
19.7% A
19.7%
19.7%
19.7%
19.7%
19.7%
19.7%
09CFO
1,229
1,490
1,883
1,767
1,697
111
2,275
4,119
2,961
2,001
2,211
6.1%
2,874
3,097
3,338
3,597
3,877
3,993
10ㅤ% Of revenue
23.3%
25.9%
29.2%
24%
21%
1.5%
32.6%
45.4%
24.3%
16.2%
19.8%
23.9% A
23.9%
23.9%
23.9%
23.9%
23.9%
23.9%
11CAPEX
(299)
(303)
(440)
(232)
(95)
(118)
(124)
(126)
(172)
(122)
(174)
(5.3)%
(164.8)
(156.1)
(147.9)
(140.1)
(132.7)
(125.7)
12ㅤ% Change
-
1.3%
45.2%
(47.3)%
(59.1)%
24.2%
5.1%
1.6%
36.5%
(29.1)%
42.6%
(5.3)% A
(5.3)%
(5.3)%
(5.3)%
(5.3)%
(5.3)%
(5.3)%
13FCFF
Help
Free Cash Flow to the Firm = Cash Flows from Operating Activities (09) – Capital Expenditures (11)Learn more
930
1,187
1,443
1,535
1,602
(7)
2,151
3,993
2,789
1,879
2,037
8.2%
2,709
2,941
3,190
3,457
3,744
3,867
14Total assets
138,208
149,520
152,336
160,518
165,733
183,349
188,409
226,733
221,964
217,521
226,351
5.1%
237,798
249,823
262,456
275,729
289,672
304,321
15ㅤ% Change
-
8.2%
1.9%
5.4%
3.3%
10.6%
2.8%
20.3%
(2.1)%
(2)%
4.1%
5.1%
5.1%
5.1%
5.1%
5.1%
5.1%
5.1%
16Total liabilities
118,562
129,773
132,066
139,701
143,532
160,676
164,989
203,043
197,622
193,267
200,034
5.4%
210,150
220,777
231,942
243,671
255,993
268,939
17ㅤ% Of assets
85.8%
86.8%
86.7%
87%
86.6%
87.6%
87.6%
89.6%
89%
88.9%
88.4%
88.4% A
88.4%
88.4%
88.4%
88.4%
88.4%
88.4%
18Shareholders Equity
19,646
19,747
20,270
20,817
22,201
22,673
23,420
23,690
24,342
24,254
26,317
3%
27,648
29,046
30,515
32,058
33,679
35,382
19Net Debt
9,877
13,006
11,212
13,020
10,638
(4,450)
(2,468)
5,040
1,939
1,165
(1,445)
-
-
-
-
-
-
-
20Shares Outstanding
Help
Diluted Weighted-average Shares OutstandingLearn more
538,221
523,931
503,685
480,431
451,214
428,158
427,436
477,803
476,693
453,510
435,472
(2.1)%
426,344
417,407
408,658
400,092
391,706
383,495
21ㅤ% Change
-
(2.7)%
(3.9)%
(4.6)%
(6.1)%
(5.1)%
(0.2)%
11.8%
(0.2)%
(4.9)%
(4)%
(2.1)%
(2.1)%
(2.1)%
(2.1)%
(2.1)%
(2.1)%
(2.1)%
22ROA
0.6%
0.7%
1.1%
1.1%
1.1%
0.6%
1.2%
0.9%
0.7%
0.7%
0.8%
-
1%
1%
1.1%
1.1%
1.1%
1.1%
23ROE
4.3%
5.3%
8.2%
8.3%
8.1%
4.7%
9.9%
8.8%
6.6%
6.2%
7%
-
8.6%
8.8%
9%
9.3%
9.5%
9.3%
24Interest coverage
2.8
3
2.6
1.8
1.4
1.7
8.8
2.5
0.5
0.4
0.6
-
-
-
-
-
-
-
25Dividend Yield
1.6%
1.4%
1.6%
3.4%
3.7%
5%
3.9%
4.8%
5.9%
4.6%
3.5%
-
-
-
-
-
-
-
26P/E Ratio
16.9
18.1
12.9
8.4
10.6
16.1
9.1
9.6
10.6
14.4
15
-
-
-
-
-
-
-
27Stock price range
23-28
18-36
32-43
28-48
30-41
15-41
35-51
33-56
23-44
30-48
34-60
-
-
-
-
-
-
-
28Market Cap
Help
End of Period Market CapLearn more
14,027
18,602
21,081
14,235
18,264
15,272
20,113
18,739
15,744
19,722
25,196
6%
47,726
52,354
57,445
63,044
69,204
-
29FCF Yield
6.6%
6.4%
6.9%
10.8%
8.8%
(0.1)%
10.7%
21.3%
17.7%
9.5%
8.1%
2%
5.7%
5.6%
5.6%
5.5%
5.4%
-
30Average stock price
25.5
27.3
37.4
37.9
35.6
28.1
43.1
44.7
33.7
39.4
47.1
6.3%
111.9
125.4
140.6
157.6
176.7
-
31 CEO
BS
Bruce Winfield Van Saun