TopFunds

Allstate

NYSE: ALL

Stock price

260.48 USD

(+0%) TODAY

Property & Casualty InsuranceInsurance - Property & Casualty

Financial Performance

Share

5Y price score: 124

Help

The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

10Y return: 315.4%

DATE RANGE:

US$ Per
Share

    Time scale:

    By default your notes are visible only to you.

    188.0

    52-week range

    277.2

    260.48

    Your model inputs

    Required return / cost of capital
    %
    FCFF terminal growth rate
    %

    Your fair value & Margin of safety

    To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

    Forecast:

    Valuation

    Free Cash Flow Yield

    Help
    FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

    23.1 %

    Dividend Yield TTM

    1.6 %

    Market cap $

    $ 67,053

    Price / Earnings TTM

    Help
    P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

    5.2

    Price / Book TTM

    2

    PEG TTM

    Help
    Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

    0

    Earnings growth and return

    LTM

    5YR

    10YR

    Total return (price & dividends)

    26.7 %

    106.1 %

    315.4 %

    Free cash flow per share growth

    14.6 %

    127.3 %

    358.4 %

    Earnings per share growth

    124.8 %

    120.6 %

    656.2 %

    Founded: 1,931

    Employees: 55,000

    Business Summary:The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United States and Canada. The company's operations are structured across four primary business segments: Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability. The Allstate Protection segment delivers a wide array of personal and commercial insurance solutions. This includes standard private passenger auto and homeowners policies, as well as specialized vehicle coverage for motorcycles, trailers, motor homes, and off-road vehicles. Additional personal lines encompass renter, condominium, landlord, boat, umbrella, manufactured home, and stand-alone scheduled personal property policies. Commercial lines products are also available, marketed under the Allstate and Encompass brand names. The Protection Services division focuses on consumer protection and related financial services. Its offerings include product protection plans and technical assistance for mobile phones, consumer electronics, furniture, and appliances. It also provides finance and insurance products such as vehicle service contracts, guaranteed asset protection (GAP) waivers, road hazard tire and wheel protection, and paint and fabric protection. Furthermore, this segment delivers roadside assistance, device and mobile data collection, advanced data and analytical insights leveraging automotive telematics, and identity protection services. Key brands within this segment include Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside Services, Arity, and Allstate Identity Protection. The Allstate Health and Benefits segment specializes in various health-related insurance products, including life, accident, critical illness, short-term disability, and other health coverage options. Finally, the Run-off Property-Liability segment manages existing property and casualty insurance obligations. Allstate's products are distributed through a diverse network of channels, which include call centers, captive agents, financial specialists, independent agents, brokers, wholesale partners, and affinity groups, as well as directly via online platforms and mobile applications. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.

    Fair Value Reference Estimate

    Latest Earnings Call Takeaways

    2026 Q2 (Aug 5, 2026)

    1) Strategy & Leadership
    - Allstate aims to increase its Property-Liability market share by offering affordable and connected products through a broad distribution network.
    - The company is focused on operational excellence to create shareholder value, emphasizing capital generation for organic growth and acquisitions.
    - Chris Lown has recently joined as Chief Financial Officer, enhancing the leadership team.

    2) Financial & Segment Results
    - Total revenues reached $18.6 billion, up 11.8% YoY; net premiums written increased by 2.6%.
    - Net investment income surged 33.8% to $1 billion, driven by a larger portfolio and capital gains.
    - Net income was $3.2 billion, with adjusted net income at $2.3 billion ($8.99 per share).
    - The Property-Liability combined ratio improved by 4.5 points to 86.6%, with underwriting income increasing nearly 57% YoY to $2 billion.

    Metric Q2 2026 Q2 2025 YoY Change
    Total Revenues $18.6 billion - +11.8%
    Net Premiums Written - - +2.6%
    Net Investment Income $1 billion - +33.8%
    Net Income $3.2 billion - -
    Adjusted Net Income $2.3 billion - -
    Property-Liability Combined Ratio 86.6% 91.1% -4.5 points

    3) Operational Plans & Product Initiatives
    - Allstate is deploying Ally, a large language intelligence ecosystem, to enhance customer value and operational efficiency.
    - The company is focusing on expanding its Protection Services segment, which includes a variety of insurance products and services, contributing $3.4 billion to revenues.
    - New business growth in auto and homeowners insurance has been robust, with auto insurance new business increasing to 2.3 million items.

    4) Problems / Headwinds
    - The competitive environment remains intense, particularly in the auto insurance sector, with increased shopping behavior among customers.
    - Rising costs related to bodily injury severity and inflation may impact future profitability, although current margins remain strong.
    - The company is cautious about potential future increases in the combined ratio due to these external pressures.

    5) Guidance & Outlook / Investor Angle
    - Allstate is committed to returning $4 billion to shareholders through dividends and share repurchases, with $2.6 billion remaining under the current repurchase authorization.
    - The company expects to continue generating strong cash flow and remains optimistic about its growth trajectory, particularly in the Protection Services segment.
    - Future performance may be influenced by external economic factors and competitive dynamics, but Allstate's operational adaptability positions it well for continued success.

    Bottom line: Allstate is effectively leveraging its operational excellence and strategic initiatives to drive growth and shareholder value, despite facing competitive pressures and potential cost challenges. The company's commitment to capital return and innovative product offerings positions it favorably for future performance.

    Annual Reports, Presentations And IR Contacts

    Go to the website
    Annual report links (10K)
    2025202420232022202120202019201820172016

    Allstate — Financial Overview, Stock Price, Market Cap

    Allstate is a company. Founded in 1931. As of August 14, 2026, the company's market capitalization is $67053022080 with a current stock price of $260.48.