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Aflac

NYSE: AFL

Stock price

114.94 USD

(+0%) TODAY

Life & Health InsuranceInsurance - Life
Financials

all figures in US$ Millions except per share data

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Format:

Actual
10 year cagr
Help
Where available up to 10y CAGR shown for absolute numbers 10y Average marked A shown for relative numbers such as margins
Fiscal
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Average (A)
Fiscal period end dates
Expand all rows
01Earnings per share
Help
Earnings per share = Net Income / Number of Shares Outstanding
2.9
3.2
5.5
3.8
4.4
6.7
6.4
6.9
7.8
9.6
6.8
8.8%
02Free cash flow per share
7.8
7.2
7.7
7.8
7.3
8.3
7.5
6.1
5.3
4.8
4.8
(4.8)%
03Dividends per share
0.8
0.8
0.9
1
1.1
1.1
1.3
1.6
1.7
2
2.3
11.4%
04Dividends payout, %
25.9%
24.8%
14.4%
27.2%
23.3%
16.1%
20.2%
22.2%
20.7%
20%
32.9%
2.4%
PROFIT AND LOSS STATEMENT
05Revenue
20,811
22,489
21,600
21,708
22,241
22,261
21,546
19,151
18,841
19,128
17,438
(1.8)%
06% Change
-
-
-
-
-
-
-
-
-
-
-
(1.8)%
07Cost of revenue
-
-
-
-
-
-
-
-
-
(12,313)
(10,650)
(13.5)%
08Gross profit
20,811
22,489
21,600
21,708
22,241
22,261
21,546
19,151
18,841
6,815
6,788
(10.6)%
09% Margin
100%
100%
100%
100%
100%
100%
100%
100%
100%
35.6%
38.9%
88.6% A
10Operating expenses
(16,949)
(18,422)
(17,582)
(17,725)
(17,796)
(18,102)
(16,338)
(14,282)
(13,579)
(398)
(2,147)
(18.7)%
11% of Revenue
(81.4)%
(81.9)%
(81.4)%
(81.7)%
(80)%
(81.3)%
(75.8)%
(74.6)%
(72.1)%
(2.1)%
(12.3)%
(65.9)% A
12Operating Income
3,862
4,067
4,018
3,983
4,445
4,159
5,208
4,869
5,262
6,417
4,641
1.9%
13Income tax expense
(1,329)
(1,408)
(586)
(1,063)
(1,141)
(619)
(977)
(451)
(603)
(974)
(887)
(4)%
14Net Income
2,533
2,659
4,604
2,920
3,304
4,778
4,231
4,418
4,659
5,443
3,646
3.7%
15% Margin
12.2%
11.8%
21.3%
13.5%
14.9%
21.5%
19.6%
23.1%
24.7%
28.5%
20.9%
19.3% A
16Shares Outstanding
866.3
827.8
797.9
774.7
746.4
716.2
676.7
637.7
598.7
565
532
(4.8)%
17EPS Basic
2.9
3.2
5.5
3.8
4.5
6.7
6.4
7
7.8
9.7
6.9
8.8%
18EPS Diluted
2.9
3.2
5.5
3.8
4.4
6.7
6.4
6.9
7.8
9.6
6.8
8.8%
19EBITDA
3,862
4,067
4,018
3,983
4,445
4,159
5,208
4,869
5,262
6,417
5,525
3.7%
% Margin
18.6%
18.1%
18.6%
18.4%
20%
18.7%
24.2%
25.4%
27.9%
33.6%
31.7%
23.2% A
20Net Interest Income (expense)
(289)
(268)
(240)
(222)
(228)
(242)
(238)
(226)
(195)
(197)
753
-
21Net Debt / EBITDA
0.2
0.1
0.4
0.4
0.4
0.7
0.6
0.7
0.6
0.2
0.4
0.4 A
BALANCE SHEET
ASSETS
Current Assets
22Cash & equivalents
4,350
4,859
3,491
4,337
4,896
5,141
5,051
3,943
4,306
6,229
6,245
3.7%
23Short-term investments
67,794
76,702
84,313
82,895
91,262
105,882
98,696
75,741
73,290
65,269
64,153
(0.6)%
24Accounts receivable
705
669
827
851
828
796
672
647
848
779
1,553
8.2%
25Other current assets
-
-
-
-
-
-
(104,419)
(80,331)
(78,444)
(72,277)
-
(11.5)%
26Inventory
-
-
-
-
-
-
-
-
-
-
-
-
27Total Current Assets
72,849
82,230
88,631
88,083
96,986
111,819
-
-
-
-
71,951
(0.1)%
Non-Current Assets
28Net property, plant & equipment
427
433
434
443
581
601
538
530
445
387
351
(1.9)%
29Long-term investments
(67,794)
(76,702)
(84,313)
(82,895)
(91,262)
(105,882)
122,299
95,888
92,197
82,031
33,362
-
30Other non-current assets
112,774
123,858
132,465
134,775
146,463
158,548
(122,837)
(96,418)
(92,642)
(82,418)
10,806
(20.9)%
31Total Non-Current Assets
45,407
47,589
48,586
52,323
55,782
53,267
-
-
-
-
44,519
(0.2)%
Total Assets
118,256
129,819
137,217
140,406
152,768
165,086
157,542
131,738
126,724
117,566
116,470
(0.2)%
LIABILITIES
Current Liabilities
32Accounts payable
-
-
-
-
-
-
-
-
-
-
-
-
33Short-term debt
-
649
548
-
-
-
-
-
-
-
-
(15.6)%
34Other current liabilities
-
-
-
-
-
-
-
-
-
-
5,807
-
35Total Current Liabilities
-
649
548
-
-
-
-
-
-
-
5,807
27.6%
Non-Current Liabilities
36Long-term debt
4,971
4,711
4,741
5,778
6,569
7,899
7,956
7,442
7,364
7,498
8,409
5.4%
37Other non-current liabilities
95,577
103,977
107,330
111,166
117,240
123,628
(7,956)
(7,442)
(7,364)
(7,498)
72,764
(2.7)%
38Total Non-Current Liabilities
100,548
108,688
112,071
116,944
123,809
131,527
-
-
-
-
81,173
(2.1)%
39Total Liabilities
100,548
109,337
112,619
116,944
123,809
131,527
124,289
111,598
104,739
91,468
86,980
(1.4)%
SHAREHOLDERS` EQUITY
40Common stock
67
67
67
135
135
135
135
135
136
136
136
7.3%
41Retained earnings / (deficit)
24,007
25,981
29,895
31,788
34,291
37,984
41,381
44,367
47,993
52,277
54,682
8.6%
42Accumulated other comprehensive income / (loss)
625
2,630
4,028
2,151
6,615
8,934
7,393
(6,429)
(5,520)
(2,978)
1,452
8.8%
43Noncontrolling interests
-
-
-
-
-
-
-
-
-
-
-
-
44Total shareholders' equity
17,382
20,482
24,365
23,462
28,959
33,559
33,253
20,140
21,985
26,098
29,490
5.4%
45Total Liabilities and shareholders' Equity
118,296
129,819
137,217
140,406
152,768
165,086
157,542
131,738
126,724
117,566
116,470
(0.2)%
46Total Debt
4,971
5,360
5,289
5,778
6,569
7,899
7,956
7,442
7,364
7,498
8,409
5.4%
47Net Debt
661
501
1,798
1,441
1,673
2,758
2,905
3,499
3,058
1,269
2,164
12.6%
CASH FLOW STATEMENT
CASH FLOWS FROM OPERATING ACTIVITIES
48Net income (loss)
2,533
2,659
4,604
2,920
3,304
4,778
4,231
4,418
4,659
5,443
3,646
3.7%
49Depreciation & amortization
-
-
-
-
-
-
-
-
-
-
-
-
50Share-based compensation expense
-
-
-
-
-
-
-
-
-
-
-
-
51Changes in working capital and other assets
4,243
3,328
1,524
3,094
2,151
1,180
820
(539)
(1,469)
(2,736)
(1,091)
-
52Net cash flows from operating activities
6,776
5,987
6,128
6,014
5,455
5,958
5,051
3,879
3,190
2,707
2,555
(9.3)%
CASH FLOWS FROM INVESTING ACTIVITIES
53Purchases of property, plant and equipment
-
-
-
-
-
-
-
-
-
-
-
-
54Purchases of investments / marketable securities
(9,150)
(10,815)
(11,140)
(10,181)
(7,943)
(6,130)
(7,371)
(4,263)
(3,575)
(7,109)
(14,012)
4.4%
55Proceeds from maturities of marketable securities
5,770
8,472
7,794
9,987
6,556
3,981
4,624
4,991
4,297
7,990
13,710
9%
56Other investing activities
(1,517)
(1,512)
(2,085)
(3,388)
(1,784)
(2,470)
369
(2,268)
95
1,900
1,863
-
57Net cash flows from investing activities
(4,897)
(3,855)
(5,431)
(3,582)
(3,171)
(4,619)
(2,378)
(1,540)
817
2,781
1,561
-
CASH FLOWS FROM FINANCING ACTIVITIES
58Issuance (repurchases) of common stock, net
(1,279)
(1,376)
(1,318)
(1,243)
(1,578)
(1,503)
(2,275)
(2,384)
(2,784)
(2,786)
(3,522)
10.7%
59Dividends paid, net
(656)
(658)
(661)
(793)
(771)
(769)
(855)
(979)
(966)
(1,087)
(1,198)
6.2%
60Debt issuance (repayments), net
(274)
376
(121)
470
615
1,195
453
(139)
204
629
955
-
61Other financing activities
22
39
35
(50)
21
(38)
(62)
(49)
(177)
(242)
(304)
-
62Net cash flows from financing activities
(2,187)
(1,619)
(2,065)
(1,616)
(1,713)
(1,115)
(2,739)
(3,551)
(3,723)
(3,486)
(4,069)
6.4%
63Increase (decrease) in cash and cash equivalents
(308)
509
(1,368)
846
559
245
(90)
(1,108)
363
1,923
16
-
64Cash and equivalents, ending balance
4,350
4,859
3,491
4,337
4,896
5,141
5,051
3,943
4,306
6,229
6,245
3.7%
65Free Cash Flow to the Firm (FCFF)
Help
Free Cash Flow to the Firm = Cash Flows from Operating Activities - Capital Expenditures
6,776
5,987
6,128
6,014
5,455
5,958
5,051
3,879
3,190
2,707
2,555
(9.3)%

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